the broke generation podcast

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In this episode I go through the light and dark of credit cards to help you better understand the risks, rewards, and how to use credit responsibly.

I go through:

  • How interest accumulates on a credit card
  • The psychology of why we spend more when paying on credit
  • What minimum payments mean
  • How credit can impact your ability to get a mortgage
  • How credit card rewards points work
  • How to assess a credit card’s perks
  • How to spend responsibly on a credit card
  • And how to recognise when credit isn’t serving you

Please approach credit products with caution and do appropriate research before applying.

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Where to find me:

Instagram: @the.brokegeneration

Blog: thebrokegeneration.com

Disclaimer: Information contained in this podcast is general in nature and should not be considered financial advice, nor used to make a financial or investment decision. Please seek professional advice for information tailored to your own circumstances. 

Episode Transcript

Coming soon…